# Welcome

### What is Palmy Finance?

Palmy Finance is a protocol for users to quickly and easily deposit and borrow assets on Oasys Hub. Depositors can provide liquidity to earn interest as a stable passive income, while borrowers can leverage their assets without selling them out.

[A lending protocol](https://academy.binance.com/en/articles/what-is-crypto-lending-and-how-does-it-work) is one of the core [Lego Blocks of DeFi composability](https://www.gemini.com/cryptopedia/compound-finance-defi-crypto). It is a public, decentralized marketplace of assets that can be accessed not only by a user but also by bots and other DeFi protocols. Palmy Finance provides a comprehensive set of lending features, with a focus on the assets handled on Oasys Hub.

### What is Oasys Hub?

Oasys Hub is the foundational layer of the Oasys blockchain network, designed for blockchain gaming. It operates with a 15-second block time, similar to Ethereum, and supports thousands of Verse Layers, which handle heavy traffic to ensure the Hub remains stable. The Hub uses optimistic rollups to minimize the number of transactions it processes, thereby enhancing scalability and stability, even with high transaction volumes. For more detailed information, you can visit [Oasys' official website](https://www.oasys.games/).

![](TODO:%20Oasys%20Hub%20Image)


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